Identity Theft Protection

It has been a more common occurrence each year to get your identity stolen one way or another. Since more and more information is recorded quickly and electronically it is easy for con artists to take your information without you realizing it. Many scammers will use electronic devices, place them on frequently used payment devices such as ATMs, credit card readers, or they might even scan the RFID on your credit card that is in your back pocket. There are many ways to try and prevent these heinous individuals from claiming your information for their own.

RFID protection

For those afraid that their credit or debit card might be stolen, there is a way to prevent someone from obtaining your information. There are many wallets now that have RFID protection built in. The outer lining of the wallet prevents electronic signals from penetrating inside and keeps your card safe from any nearby remote devices trying to obtain your information.

Credit Card Readers

Some sneaky identity thieves may try and add an electronic device on top of a card reader which can grab your information. Be sure if something looks strange to call it out to a cashier. Nothing should be loose or removable on a credit card reader. If the buttons feel overly squishy or feel like there is a pad covering buttons underneath try and lift up a corner of the keypad. The keypad should not lift up easily if it does you should be cautious. Likewise, when going to an ATM or bank machine check to see if there is an attachment over the area where you insert your credit card. A thief may have put a card reader on top of the bank or ATM card reader.

Internet Protection

This is where a majority of people’s information gets stolen. You decide to browse a site you think is familiar, but instead, you enter your information on a scam site. One of the number one sure ways to determine if you are at the right site is to look at the address bar. If the site spells the companies name identically it is often safe, however, if the address is similar or different then you should be wary of purchasing. Make sure that when you share your information online that you are certain it is safe. This is by far the easiest way for someone to get your information without you even realizing you gave it out.

These are just some basic tips of knowledge that might help you prevent getting your identity stolen and dealing with the arduous process that follows. Once you give out your information to the wrong person it is very difficult to get whatever they do with your information reversed such as unapproved credit card charges or unauthorized subscriptions and services purchased. If for any reason, you get a gut feeling that something is not right when using your credit card, then do not use it. It is much better to be safe than sorry.