Home Warranties

A home warranty is a service contract that covers the cost of repairs or replacement when major home systems and appliances break down. Unlike homeowners insurance, which protects against damage from events like fires or storms, a warranty covers wear and tear on things like your furnace, water heater, refrigerator, and plumbing. You pay a yearly fee and a service call fee when something needs repair, and the warranty company handles the rest.

These articles explain how home warranties work, what they typically cover and what they leave out, how much they cost, and whether one makes sense for your situation. You'll learn the difference between what a warranty covers and what your homeowners insurance handles, how to compare plans, and what to expect when you file a claim.